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How To Borrow Money From Airtel Loan in 2021 | Check Eligibility



This article will teach you how to borrow money from Airtel loan in 2021. The process is very easy and simple. All you need is your phone and registered Airtel SIM.

Most of us can testify to how painful it is to lack airtime/data, when it is needed the most. Airtime/Data is needed to reach our loved ones; for educational purposes, most importantly to perform business transactions.

How to borrow money from airtel

For example, you might need to reach a business partner on phone and as a result dial his/her number. The heartbreaking period is when you hear – Dear Customer, your account balance is low!.. From experience, you should know what this feels like.

For those who have smartphones, the next thing that comes to your mind is to message them on WhatsApp or Facebook Messenger.…What if you are out of data also? Two options gone..Is there any other alternative? Of course, there is!

You either proceed to a call centre to buy airtime, or do top-up directly from your Bank account.

But what if there is no cash at hand or at bank? Then all options are not feasible or and all come down to one last thing!

Borrow!! Unlike some network providers who do not lend their subscribers airtime/data, Airtel does so at a very cheap rate. You were surprised I said “Cheap”? Yeah, cheap!

That is, a form a payment will be made. Borrowing airtime is just like taking loan from a bank and paying back later with an interest.

But, there is a difference between the two. I will show you in the next paragraph.

Unlike borrowing from a bank, Airtel lends you airtime or data and deducts the interest from the loan amount. That is, when it is time to repay, you will pay the borrowed amount back without any interest on it.

However, the interest rate Airtel charges borrowers is very small compared to that of other Network Service Providers. I will reveal the interest rate of Airtel to you later in the this article. Continue reading.

Also, you might have heard about Airtel Borrow Me, but the problem is, you might not know how it is being done.

So, this article will teach you how to borrow money from Airtel within 1 minute. The process is absolutely easy and glitch-free.

Check Out: Latest Kiakia loan review in 2021

What is the Code to Borrow Money From Airtel?

To borrow airtime/data from Airtel, there is a code you will dial on your phone(android, non android, iOS, windows, iPad). After dialing this code, then you will be able to process your airtime/data loan.


The code used to borrow Money from Airtel(airtime or data) is *500#. This code is compatible with any device. As long as your phone can dial numbers, then you are good to go.

However, there are requirements that you must meet to enable you request for a loan on Airtel Network. This is called the Eligibility.

In the next subheading, I will show you the requirements you must meet to make you eligible for quick borrowing.

Also Read: Best apps for borrowing loans in Nigeria

Eligibility to Borrow Money from Airtel Loan

You can check if you are eligible to borrow money from Airtel by dialing a short code, and following the on-screen prompts. The process is;

  1. On your Airtel SIM, Dial *500#
  2. Select Option “1”, Eligibility and Help
  3. Reply with “1” for Eligibility
  4. After that, you will receive an on-screen message which contains the amount of airtime/data you can borrow on your Airtel line. See the image below.

How to borrow money from Airtel

If you are eligible to borrow, the next thing is to go ahead to borrow the airtime/data

Recommended: Visa free countries for Nigerians

How to Borrow Airtime

If you are short of airtime, and wish to borrow airtime, then you should follow this simple procedure;

  1. Dial *500#
  2. Select Option “2”Borrow creditFinancial Expert
  3. You will receive a list of the amounts you can borrow. Enter the corresponding number of the amount you want to borrow.

If you feel this method is quite long or complicated, then just dial *500*amount#. For example, if you are borrowing N200, then simply dial *500*200#, and you will get the borrowed airtime in your balance immediately.

Read Also: Best microfinance banks in Nigeria

How to Borrow Data

If you need quick data on your smartphone, and wish to borrow, simply follow these steps;

  1. Dial *500#
  2. Enter no. 3 – Borrow DataFinancial Expert
  3. You will get a message which contains the amount of data you can borrow and its Naira equivalent.


  • A service charge of 15% applies to all airtime/data loans. For instance, if you are borrowing an airtime worth N200, then you will b e charged N30. Therefore, you will receive a sum of N170 in your Extra Airtime Balance
  • All Loans must be repaid within 72 hours of borrowing.

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Welcome to Financial Expert, I am Falade Oluwasemilore, a web content writer. I love to write about how to manage and grow finances.

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How To Buy And Sell Bitcoin On in 2021



This article will explain how to buy and sell Bitcoin on You can begin to trade with them after reading this.

Cryptocurrency is the future! There is absolutely no need to emphasize on that anymore. We see it happen all around us. Some employers now pay their employees in cryptocurrency, particularly bitcoin.


A time will come when less than 5% of payments will be made via currency notes. This is because the cryptocurrency world evolves everyday.

So how do you get started? Quite simple! Just like you open a commercial bank account, you can also open a cryptocurrency account.

However, it is much more easier to open a cryptocurrency account. Unlike opening a local bank account in Nigeria, which takes almost 7 days, a cryptocurrency account can be opened in 5 minutes! I’m not exaggerating here. It’s the fact.

Unfortunately, I won’t be going into how to open a cryptocurrency account here, as our focus will be mainly on how to trade a particular cryptocurrency on a reputable platform. You could have guessed right from the onset, and coincidentally, it’s our topic….Our choice of crypto is “Bitcoin“.

A brief Introduction to Bitcoin.

Shortened as BTC, Bitcoin has been in existence since 2009 and has ever since dominated the crypto market. It is the most widely traded cryptocurrency, just like the US Dollar is the most traded currency in the Forex Market.


At the inception of the Bitcoin generation, a unit of it was worth less than a dollar. How ridiculous? So worthless. But most of us made a big mistake. If we had purchased one Bitcoin at that time, my dear, you would have up to 4 million naira swimming in your bank account right now. Now imagine if you had bought a thousand unit.

Certainly, most of us lost a big opportunity, but there’s a bigger one knocking. Try not to miss it. You are advised to increase your concentration onwards.

This is called “Crypto Trade/Exchange“. It is simply the process of buying and selling cryptocurrency. I tag it a “bigger opportunity” because you can make a huge profit from it. You buy when the rate is low and sell when the rate is high.

The question of the day now is….where do you buy and sell your BTC? The answer to this big question is the reason why you are currently reading this. Beating around the bush right? Sorry about that, but a King is not called out without chanting His praises.

The next subheading will be talking deeper on the platform where you can trade your bitcoin. Something bigger is coming…Please don’t miss this!, It is!

Yes. The platform I’ll advise you to trade your Bitcoin on is This site is 100% tested and trusted. In fact, I am a proud user of the platform.

TruexGold is a cryptocurrency auto exchanger recommended for all Nigerian Crypto traders. Most transactions on TruexGold involves the Nigerian Naira(NGN).

Also, you can exchange as many as 50 cryptocurrencies on TruexGold. They include Bitcoin, Ethereum, Binary, Bitcoin Cash, PlanetOfBets, Payeer, Perfect Money to mention a few.

In this article, We will enlighten you on how to buy and sell Bitcoin on

Contact Information


Phone: +2348183270403

Skype: truexgold.admin


Head Office: 57, MCC-Uratta Road, Owerri, Imo State, Nigeria.

Opening Periods.


SAT: 9AM – 4PM

SUN: Closed


Why not another Bitcoin exchange platform, why have I chosen TruexGold? Well, I’ll reveal it to you here.

Obviously, I have recommended TruexGold to you for specific reasons. These reasons are not hidden. I’m sure you will be more convinced to use TruexGold after getting to know these reasons.

Firstly, Fast Execution. When you buy or sell Bitcoin on TruexGold, the whole transaction takes within 5mins – 1 hour on working hours. uses a semi-automated mode for all its transactions, which accounts for its immeasurable speed.

Secondly, there are no hidden fees whatsoever. They are the ones to determine the rate at which they buy or sell to you. If you are comfortable with it, then you can go ahead to trade with them.

Moreover, TruexGold Exchange rates are perfect for the average Nigerian trader. When you buy bitcoin from them, they offer the lowest rates you can ever find. Note that the exchange rates vary in relation to the current bitcoin price as at the time of exchange.

Further, you can trade as low as 4,000NGN worth of BTC, and as high as 20 million NGN worth of BTC on

Most BTC Vendors make it a criteria that you must trade at least 5,000NGN, but TruexGold is way different from the rest. I can assure you this is the best in the market so far.

Is Legit or Scam?

I believe the question above is running through your mind right now…Is TruexGold legit or Scam? I’ll shed more light on it now. You are advised to read this before proceeding to trade on the platform. is 100% legit. 

The company has an identity which is not hidden like those of most other Vendors. It has a physical address situated at IMO State, Nigeria.

All its transactions does not involve a third party(except commercial banks). Also, their website is updated regularly to avoid congestion. Moreover, I’ve been using it for a very long time.

The Institution also partners with some other bodies included in the image below.

Buy and sell Bitcoin on TruexGold

How to buy and sell Bitcoin on

Before you can be able to buy and sell bitcoin on TruexGold, there are some steps you must have carried. After completing this process, you will now be enabled to make your Bitcoin sales/purchases on TruexGold. These steps are;

1. Open a TruexGold account here.

  • On getting to the site, tap the Menu bar at the top left corner of the page.
  • Click on sign up
  • You will be asked to enter the required info in their specific fields.

Buy and sell Bitcoin on TruexGold

  • Thereafter, you’ll be told to solve a simple maths. After that, click on sign up.

2. Upon successful registration, tap the menu bar, then click on “User Profile” to update your profile information.

3. Verify your account by scanning any valid means of identification.

How to buy Bitcoin on

Carefully, follow this simple procedure to purchase Bitcoin directly into your local bitcoin wallet.

 1: Tap the menu bar, and click on “CRYPTO-CURRENCY AUTO EXCHANGER-TRUEXGOLD.COM“.

 2: You get taken to anoter page. Select the currency you want to use to purchase your BTC. For instance, if you want to use Nigerian Naira(NGN) to pay, select ” Naira NGN” under the “YOU SEND” heading.

 3: After that, a number of currencies will appear under the “YOU RECEIVE” heading. Click on Bitcoin BTC.

 4: You will be redirected to another page where you will enter other transaction details as contained in the image below.

Buy and Sell bitcoin on TruexGold

 5: Solve the simple maths and tap the “Exchange” button.

 6: You will be taken to another page where you will asked to “Create Order“. Click on “Create Order”.

Buy and sell Bitcoin on TruexGold

 7: Read and understand the payment instructions before making your payment.

Buy and sell Bitcoin on TruexGold


  • When entering your Bitcoin address, you are advised to copy and paste it, so you don’t make a mistake.
  • The order will be deleted if Truexgold doesn’t receive a bank transfer within 3 hours.
  • Most importantly, make sure you use your order invoice as the memo when making payment.
  • After making payment, Click on “PAID” and wait for your bitcoin to be received in your account.

How to sell Bitcoin on

To sell Bitcoin on TruexGold is a bit similar to buying bitcoin on the website. However, there is a little difference in the process.

1. Tap the menu bar, and click on “CRYPTO-CURRENCY AUTO EXCHANGER-TRUEXGOLD.COM“.


2. Under the “YOU SEND” heading, Select Bitcoin BTC.


3. Under the “YOU RECEIVE” heading, Select “Naira NGN“.

4. You will be redirected to another page where you will enter other transaction details as contained in the image below.

Sell bitcoin on TruexGold

5. Solve the quick maths and tap the ” Exchange” button.

6. You will be taken to another page, where you will be asked to “Create Order“. Click on it.

Buy and sell Bitcoin on TruexGold

7. Read and understand the payment instructions before proceeding to make payment.



  • You are advised to copy and paste the bitcoin address of Truexgold in the recipient’s address of your bitcoin wallet.
  • After making payment, Click on ” PAID” and wait for that funds to be received in your local bank account.

With this, We believe you are now capable of buying and selling bitcoin on TruexGold. So what are you waiting for? C’mon go ahead, create an account with them and begin your trade.

In case you have any question or enquiry, you can ask us in the comment section below. Similarly, you can proceed to the site to learn more.

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Renmoney Loan Review 2021 | Read Before Taking A Loan



This article will be giving you a brief Renmoney Loan Review. Every information conveyed via this post has been sourced from trusted means. However, anyone reading this has the right to agree or disagree with the writer’s opinion. It is just a review!

Looking for a loan to upgrade that your business to the next level? Or you wanna buy your dream car? Ohh welcome. I will be introducing to you one of the best platforms for borrowing money in Nigeria.

Renmoney loan review

It is known as Renmoney. This Renmoney loan review will be telling you everything you need to know about Renmoney, before going ahead to take a loan. Read on.

About Renmoney

Established in 2012, Renmoney helps in providing personal and micro-business loans without any form of collateral or guarantor.

Also, Renmoney claims to be Nigeria’s most convenient lending institution, with very low interest rates and super cool repayment terms and conditions. But is that really true? Well, there’s only one way to find out, continue reading this post to know.

RELATED: Best microfinance banks in Nigeria

Loan Information

Loan amount:

Do you know you can get as much as 6 million naira on Renmoney? Oh yes, you can. You can receive a loan up to N6 million without stepping out of your home or location.

However, the least amount you can borrow is fifty thousand naira. You cannot receive a loan less than this amount.

Also, there is no need for collateral or guarantor during the application process.

Loan Tenure:

After receiving your loan, you will be required to refund it within 3-24 months. Failure to do so might increase the interest on the loan, or the company might decide to take up legal actions.

Annual Interest Rate:

No matter the amount of money you are borrowing, the yearly interest rate is at least 35.76%. So for example if you are borrowing the least amount which is N50,000, you will be required to pay an interest of (35.67% × N50,000) N17,880.

Therefore, you get to pay Sixty seven thousand, eight hundred and eighty naira(N67,880) at the end of one year.

Requirements to take a Renmoney Loan

To take a loan at Renmoney, you;

  • Must be between 22-59 years of age.
  • Will be prompted to upload your Government ID, proof of address and at least a 6 month recent bank statement.
  • Will be required to provide your contact details/information.
  • Must provide your email address and Bank Verification Number.

RELATED: Best loan applications for Nigerians

How to apply for a Renmoney Loan

To apply for Renmoney loan is very easy, fast and convenient. All you need is your mobile device/computer and an internet connection.

Renmoney loan review

The application does not take up to 10 minutes but you receive your funds within 24 hours.

Follow this procedure to apply for a loan on Renmoney;

  1. Visit the application page here
  2. Select if you are employed or you are a business owner.
  3. Enter your age, the state and local government you live in.
  4. Input your estimated monthly income.
  5. Select the amount you want to borrow and the tenure that suits you.
  6. Fill in the necessary details I’m the subsequent pages.
  7. Get the application approved, and expect a credit alert in less than 24 hours.

RELATED: Kiakia Loan Review and Requirements

My thoughts on Renmoney

We have come to the juncture where truth must be told onwards. No hypes! We keep everything real.

Firstly, if you are borrowing on Renmoney for the first time, keep it at the back of your mind that you won’t get a loan more than 1.5 million naira. Subsequently, after repaying the first loan on time, you will qualify for higher loans.

Also, first time borrowers get a maximum loan tenure of 24 weeks to repay their loan. Irrespective of the amount you have borrowed, you must make sure that the repayment process is complete on or before 24 weeks.

Further, Renmoney promises cool interest rates, but they aren’t cool at all. I believe any interest rate greater than 20% per annum isn’t really a good one. Renmoney interest rates range from 30% – 50%. That’s too much! Especially for a growing business.

Also, the age restrictions are tiring. Renmoney believes you can only take a loan when you are 22 years of age or above. However, above 22 years of age also has a limit.

Look at this, if you are 60 years or above and need a loan, Just forget about Renmoney. Your loan application won’t get approved. Search elsewhere!

In addition, you cannot get a quick loan on Renmoney. Getting a loan on Renmoney takes about 24 hours, although the application takes just a few minutes. So, if you need a loan in 5-10 minutes, do not consider Renmoney amongst your options.

Above all, a reason I like Renmoney is that you do not need a collateral or a guarantor to stand for you when applying for a loan.

Even commercial banks require collateral for loans of N500,000, but Renmoney doesn’t need all that for a loan of 6 million naira. Now, that’s cool!

RELATEDTradermoni Loan Review | All You Need To Know About It

 Renmoney Contact Information

Address – 23, Awolowo road, Ikoyi, Lagos, Nigeria.

Email –

Phone – 0700 5000 500

Have a question about Renmoney? Ask us in the comment section below. We’ll reply you as soon as we see your message.

You should also subscribe to our newsletter to receive more updates on Loans in Nigeria.

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Tradermoni Loan Review 2021 | All You Need To Know About It



Let me give you a quick Tradermoni Loan review. You will find it very detailed and informative. You are advised to read this Tradermoni Loan Review before going ahead to take a loan.

Tradermoni loan review

Are you an artisan or a Petty trader in need of a quick loan? If yes, then you are lucky to be reading this.

Have you heard of Trader Moni? Ooh, My bad! You should have. But, if you haven’t, I will be telling you everything you need to know about Trader Moni.

So before we dive into the main topic, why don’t we hear a story related to Trader Moni.

I introduced Tradermoni to my personal Tailor, when he informed me that he needed a bigger shop some years back. He didn’t agree at first, but later he did.

He took the loan and told me in 2019, that the repayment plan was very convenient for him. As at today, he has over 5 shops in Lagos. All thanks to TraderMoni.

So I felt I there is someone else who also needs to hear about this Tradermoni. Hence, the reason for this Tradermoni Loan Review.

About Trader Moni

Trader Moni is a loan programme introduced by the Federal Government of Nigeria in 2018. The programme was introduced to help Petty traders and artisans get access to free interest loans to grow their businesses. It is currently being executed and managed by the Bank of Industry(BOI).

Trader Moni offers Interest and Collateral-free loans ranging from N10,000 to N100,000. However, you can just get N10,000 if you are applying for your first loan.

Tradermoni Loan review

If you pay back the first loan on time, you automatically qualify for the next loan level worth N15,000. Payback of consecutive loans on time make you qualify for N20,000, N50,000 and N100,000 loans.

READKiakia Loan Review [2021] 

Loan Information and Requirements

If you borrow the least available amount as a first time borrower, which is N10,000, you do not need a bank account nor a BVN.

However, after paying back your first loan, subsequent loans application will require a bank account and a Bank Verification number.

Also, you will be given a maximum loan tenure of 6 months to pay back your N10,000 loan. A sum of N430 must be deposited weekly for 6 months.

In the same vein, you can decide to pay back your loan in 3 months. This will require you to pay N860 weekly. Also, you automatically get a higher loan if you pay back sooner.

RELATEDBest Loan Apps in Nigeria | Top 5 

Who is eligible to take a Trader Moni Loan?

All Nigerian traders and artisans are eligible to apply for a Trader Moni loan. For example, you can be a bread baker, carpenter, painter, wheel barrow pusher, a small shop owner, a plumber, a vulcanizer, a pepper seller, a tailor etc.

How to apply for a TraderMoni Loan?

If you are a trader or an artisan and want to apply for Tradermoni, then follow the procedure below carefully;

  1. Identify any Tradermoni agent in your state.
  2. The agent will capture your details.
  3. After that, you will receive a confirmation message with a code.
  4. Then, you will get your loan.

Continue ReadingBest Microfinance Banks in Nigeria | Top 8 in 2021

Is Tradermoni Loan truly interest-free?

I don’t know if you noticed something odd in the repayment details. Well, if you didn’t, I’ll explain what you missed here.

Tradermoni claims interest-free loans, but is it truly what it claims to be? Let’s cut the suspense and check this out.

For instance, you borrow a N10,000 loan, then the rule is to pay N430 per week for loan repayment. There you have (N430×4 weeks) to pay N1,720 in a month. Now multiply that amount by 6 months(1,720×6), you have N10,320.

I’m sorry if you probably didn’t get the maths well, but don’t worry, I’ll summarize it all here. You borrowed N10,000 and you’ll be required to pay N10,320 in 6 months. That is N320 on it.

If you calculate that, it should be about 3% interest rate. So I guess it isn’t really an interest-free loan.

RECOMMENDEDVisa Free Countries for Nigerians 

Inaccessibility to loans via the web

The world is evolving and everyone is beginning to use the web to promote their business online. Traders and artisans are not left out.

But, the problem is Trader Moni loan cannot be given online. Instead of using your mobile phone, you now have to step out to find a Trader Moni agent and apply for a loan.

In conclusion,This Tradermoni Loan Review might have convinced you that there is an hidden interest attached to Tradermoni loans, it is still very advisable to borrow loans from it. It is far better when compared to commercial banks, microfinance banks and other money lending platforms.

Why not subscribe to our newsletter and be the first to receive updates on Loans available in Nigeria via email. You can also share this post with others who might need it.

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