GTBank Loan Code And How To Borrow Money With It

GTBank Loan Code And How To Borrow Money With It

Would you like to borrow money from GTBank? You’ve come to the right place. This page features GTBank Loan Code and how to borrow money with it.

At a point in time we might need money before payday, there are some cases where we’ll need an emergency fund to tend to one financial pressing need. GTBank Quick credit is here for you.

Whether you are a business person or salary earner, you can now get the money you need very fast without stress through GTBank Quick credit service, your loan will be due for repayment in 6 – 12 months’ time.

What Is GTBank Quick Credit?

GTBank Quick Credit is a digital automated loan accessible to Salary and non-salary account holders.

What Is The Minimum And Maximum Loan Amount?

The minimum loan amount for customers is N10,000 for both salary and non-salary earners, while the maximum amount is N5,000,000 for salary earners and N500,000 for non-salary earners

What Is The Maximum Tenor For GTBank Quick Credit?

The maximum tenor is 6 – 12 months before full repayment.

What Is The Interest Rate Of GTBank Quick Credit?

The interest rate for this loan is 1.5% per month

What If I Have An Existing Loan With Other Banks, Can I Still Apply For GTBank Quick Credit?

You can access this loan even if you have an existing loan with other banks

What Are The Requirements To Access The GTBank Quick Loan?

The requirements for applying GTBank Quick Credit are listed below;

  • Applicant must have an account with GTBank
  • Applicant must maintain a minimum monthly balance of N20,000 or earn a minimum salary of N10,000 monthly
  • Applicant must not have any history of dud cheques
  • Applicant must have satisfactory credit reports
  • Applicant must not have any unpaid obligations
  • Applicant must not be below 18 years at loan application date and above 59 years at loan maturity date

How Long Does It Take To Process My Loan?

Your Quick Credit will be availed immediately after your application is reviewed and is successful. If it’s not available immediately, a notification will be sent to you explaining the delay.

What Happens If There’s No Money In My Account For Repayment On The Due Date?

Failure to repay your loan on due date will attract a penalty depending on your agreement. However, if there’s no money in your account for repayment on due date, money will be deducted from any GTBank account link to your BVN.

Code To Borrow Money From GTBank

There are several ways to borrow money from GTBank, But the ussd code method is the fastest. Just dial *737*8*2# to get started.

How To Borrow Money With GTBank Loan Code

Follow the steps below to borrow money from GTBank using ussd code

Step 1: Dial *737*8*2# from your mobile phone

Step 2: Navigate to Quick Credit, input the last four digits of your ATM Card

Step 3: Confirm the information provided and proceed

Step 4: Input and confirm your four digit pin. Then submit

Step 5: Upon successful application, you’ll receive your loan alert shortly


You can now borrow money from GTBank at your own convenience. You can use the Quick Credit Loan service from your mobile phone via ussd code, internet banking and mobile banking. However, the ussd code method is the fastest and more flexible.

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