Union Bank Transfer Code 2020 USSD To Send Money In Nigeria

This article will tell you the Union Bank Transfer Code and also teach you how to transfer money from your Union bank account to any bank account.

Are you a Cool Cat? Huh, Let’s be straightforward. Are you a Union Bank customer? If yes, then this article is for you.

As a Union Bank Customer, you will surely need to transfer funds from your Union Bank account to either another Union Bank account or to any other bank account in Nigeria. But, is it that easy?

It is certainly easy! Gone are those days when you would need to visit a bank branch to make deposits. You can tell how stressful it was to be on those long queues.

This is the 21st century where technology and innovation has taken over the world. The introduction of machines has made a big turnaround. I’m sorry, by machines, I’m talking specifically about mobile phones.

This and more has made banking so much easier. All the transfers you go to the bank for, can now be done on your mobile phone. Banking is on-the-go! You see, a mile away is now a dial away.

Most transfers are done online making use of a data connection. But this one I’m about to introduce to you is a smarter way of banking. No data! Just your phone! To clarify, phones that can dial numbers…

So all what you will do will be via a USSD Session. That is, you dial a particular code and make your transfer. As simple as that!

So many banks have adopted this system of banking. Union Bank is not left out. This is a customer introducing it to you in this article.

Union bank transfer code 2020 ussd

Moreover, you could have heard of the Union bank transfer code but might have forgotten it or you could be a new Union bank customer and as result not know the Union Bank Transfer Code.

So in summary, this article will teach you how to transfer funds from your Union bank account to another account making use of the Union Bank Transfer Code.

Also Read: Diamond bank transfer USSD code

What is the Union Bank Transfer Code?

When transferring funds, the beneficiary’s bank might either be Union Bank or any other bank in Nigeria. Therefore, I will tell you the code to transfer money to either of the aforementioned categories.

The Union bank transfer code to transfer funds to a Union Bank account is *826*1*amount*account no#.

On the other hand, the Union Bank transfer code to transfer funds to other banks account is *826*2*amount*account no#.

Note that you won’t be able to make any form of transfer via USSD, if you don’t register on *826# and create a 4-digit transaction PIN.

Also, I will teach you how to enrol for *826# and create your own PIN. Without this PIN, you won’t be able to authenticate any transaction via the Union Bank *826# service.

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How to enrol for *826#

To register for *826# services, follow this simple procedure;

  • Dial *826# on your Union Bank account registered mobile number.
  • Follow the on-screen prompts.
  • Or just dial *826*5# to create a transaction PIN directly.

Please note that the cost to enrol for *826# as well as make use of its services is zero naira(N0) Zero Kobo(0K). It is 100% free!

However, there are charges for making transfers to other banks asides UBN. I will reveal the charge to you later in this article.

Oops! I almost forgot. Please have it at the back of your mind that you can only make fund transfers from your Union bank Individual current or savings account. All other accounts like Corporate; Joint; Target Savings; & Domiciliary accounts are excluded from using this service.

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How to transfer funds to a UBN account

If you are transferring to a Union Bank account, there will be no deduction of any charges. It is totally free. Follow these steps to transfer funds to a Union Bank account;

  1. Using your registered mobile number on your Union Bank account, dial *826*1*amount*account no#
  2. Enter your 4-digit transaction PIN to authenticate the transfer.

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How to transfer money to other banks account

Transferring funds from a Union bank account to other bank is not free. A service charge of N52.50 is deducted from each transaction. The deduction is made directly from your bank account. Follow this procedure;

  • Dial *826*2*amount*account no#
  • Select the recipient’s bank from the list that will appear on your screen.
  • Input your 4-digit PIN to complete the transaction.

Can I transfer funds on *826# with any network?

Absolutely yes! The service is available on all network service provides. For example, MTN, Airtel, Glo and 9mobile.

Is there need to switch on my data connection when using this service?

No! You don’t need to switch on your data connection. All transactions are made via a USSD session. Therefore, you need to have a minimum of 10 naira in your airtime balance to initiate this session.

Continue Reading: Activation process of first bank USSD transfer

What is the daily transfer limit on *826#?

The daily transfer limit on Union Bank *826# service is a cumulative sum of N200,000. This limit was set to help you keep track of your spending.

That will be all today on Union Bank Transfer Code. I believe you have found what brought you here. Moreover, I hope to see you next time.

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