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GTBank Internet Banking | Make Transactions Online On Phone

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This post will introduce and explain everything about the GTBank Internet banking service to you. It will give you a detailed information on how to login to your internet banking account.

The Guaranty Trust Bank launched an internet banking service to allow her customers perform a large number of transactions online from the comfort of their homes.

Gtbank internet banking

With this service, customers do not need to go to gtbank branches for their daily transactions, when 90% of these transactions can be performed conveniently making use of their mobile phone, with an internet connection.

Like I said in the previous paragraph, you can only perform approximately 90% of your bank transactions online. Obviously, this means that you cannot perform all bank transactions via the gtbank online banking services.

This new technology gives you access to all your Guaranty Trust Bank accounts, and gives you the opportunity to conveniently manage your finances and bank anytime and anywhere.

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Features of the GTBank Internet Banking Service

The internet banking service has a lot of features which makes it very unique and different from to others. These features are the services that you can perform via the online banking system. They include:

1. Payment for US Visa

The gtb internet banking allows you to pay for your US Visa application fee, without having to step out of your current location.

2. Transfer of funds

Using the online banking, you van transfer funds from your GTBank account (either current or savings) to any other GTBank account or to other banks.

This transaction can be performed very fast and without stress as long as you have a good internet connection.

3. Checking of account balance

This service also gives you the opportunity to conveniently check your account balance and monitor all transactions.

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4. Check and print your account statement

At the and of every month, you can check and print your account statement with your phone, without going to a GTBank branch. Isn’t that awesome? Of course, it is!

This gtb internet banking service has made Nanking so much easier and faster.

5. Payment of Utility bills

Payment of utility bills like; your cable TV subscriptions, PHCN bills and the likes can be made with the GTBank internet service.

You can also purchase airtime and data with the service.

6. Booking of flight tickets

You can also book flight tickets of some airlines like;

  • British airways/airlines
  • Alitalia airlines
  • Lufthansa German airlines
  • Delta airlines and
  • Avia reps-Afriqiyah airways.

Everyone will surely love to book flight tickets with this service.

7. Transfer of foreign currencies

To transfer foreign currencies, you must have a domiciliary account. A GTBank domiciliary account allows you to transfer foreign currencies like dollars, pounds and Euro to anyone anywhere in the world.

8. You can also change your password and update your personal details.

9. You can also request for cheque book, confirm and stop a cheque.

READ ALSO: Gtbank transfer code for mobile 

What do I need to start GTBank online banking?

To access the services available in the GTBank internet banking, you must;

  • have your User ID and password.
  • have an active internet connection.

However, not everyone knows about the User ID or password, so I will explain how to obtain yours here. Follow these steps;

  • During the time you were opening your GTBank account, your User ID and password should have been sent to your registered email address.
  • If you have not gotten yours, visit www.gtbank.com
  • Click on the internet banking tab, then subsequently, click on the “register” button.
  • Similarly, you can just dial *737*6*5# from your registered GTBank mobile number.
  • You are advised to change your password, within two hours of receiving your details. Read this post to the end to learn how to change your default password.

Polaris bank USSD transfer code

How do I login to My Internet banking account?

If you gave successfully gotten your internet banking details, the next thing is to login to your account and perform major transactions. Follow this procedure to login now.

  1. Access the internet banking login page here
  2. Enter your username which can be your User ID, account number, email address or registered phone number, and password in the required spaces.
  3. Then click on login.
  4. You automatically get logged into your account and get unlimited access to all the available services.

GTBank internet banking

Benefits of GTB Online Banking

The benefits of the GTBank internet banking service include:

  • easy and unlimited access to your accounts from anywhere in the world at anytime.
  • 100% security for all your internet transactions.
  • convenience in conducting banking transactions.
  • effective, cheaper and easier method for GTBank customers to communicate with the bank.
  • easy and unlimited access to bank information and products.

Remember I said earlier that you have to change your password within 2 hours of receiving your login details. You can also change your current password at anytime you feel like.

This procedure will be helpful.

  • Login to your account with your User ID and current password or default password (if it is your first time).
  • Click on the “self-service” link on the navigation bar.
  • Click on the “change your password menu.
  • Enter your default or current password, then subsequently, input a new password.
  • Re-input the new password.
  • Click on the ” submit” button.
  • You will receive a message to confirm if the change was successful.

I believe you have found a suitable result to your search. We are glad you did.

Feel free to ask us questions in the comment section. We will reply you as soon as possible.

You can do well to share this post with others who you feel might need it. We will really appreciate it.

Welcome to Financial Expert, I am Falade Oluwasemilore, a web content writer. I love to write about how to manage and grow finances.

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Banking

Access Bank Recharge Code To Buy Airtime (Updated)

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Access Bank Recharge Code for Airtime on Mtn, Airtel, Glo and 9mobile.

This article will show you the Bank Airtime recharge code for All Access Bank Customers. So, if you are an Access Bank customer and do not know how to top up your phone airtime balance via the USSD banking, I will teach you how to do it in few easy steps.

Honestly, it would have been easier to just buy a recharge card from the road and load on your phone. But what if? What if, you are in an area where there are no airtime sellers at all. At times, you could be stranded and have no source of money except the funds you have at the bank. People go through these situations everyday.

Airtime is needed just like water is needed. It is a priority. We connect with lived ones on phone with it. Also, most business transactions are conducted on phone either by speaking or on social media. They all require airtime. It will be very unfortunate to find yourself in any of the situations mentioned above.

So, to prevent it, you need to know the code to borrow airtime directly from your Local bank, Access bank in this case. When you dial this code on your phone, it automatically recharge your line. The process is instant, not even up to a second. In addition, you could help someone by recharging their line for them. The USSD bank recharge code also allows that. Another short code will be used for the process too.

Now let’s get into the main content. What is the Access Bank Recharge Code? This question will be answered in the next subsection. Just continue reading this article to know why the code really is. You will also be shown how you can recharge your line /friend(s) line with the code.

Access bank recharge code 2020

What is the Access Bank Recharge Code?

The Access Bank USSD Recharge Code is in two different forms. Each form can be used in different ways but for the same purpose, which is Airtime Recharge. I will explain in details what these ways are in the next paragraph.

  1. Airtime for Self.
  2. Airtime for Others.

1. Airtime for Self.

This feature allows you to recharge airtime directly to your line. If you want to make use of this feature, make sure the phone number linked to your Access Bank Account, is what you want to recharge. Also, the phone number you intend to recharge must be the one you are using to conduct the USSD session. If not, then you shouldn’t make use of his method, as it’ll not work.

The Access Bank Airtime Code for Self is *901*Amount#. If you own an Access Bank Account, just dial this code and your line will be topped up immediately. So, if you are recharging N1,000, Simply dial *901*1000#. That is all you need to do. You will receive a confirmation message from your Network Provider and a debit alert from Access Bank.

2. Airtime for Others.

This feature allows you to recharge the phone number of others (friends and families). You can send airtime to them directly from your bank. The Access Bank Airtime Recharge Code for others is *901*Amount*PhoneNo#.

For example, if you want to recharge line 08012345678, with N1000, Simply dial *901*1000*08012345678#. When you dial the code, it will redirect you to another page where you will be required to select the recipient’s network provider. After doing that, the line will be recharged immediately.

Kindly note that all the Airtime Top up must be done on your Access Bank USSD registered phone number. If you use another number, it will not go through.

Frequently Asked Questions on USSD Access Bank Recharge Code

I recharged my friend’s line with the Bank Recharge Code, but it hasn’t been received for over 5 hours now, what should I do?

If you have been debited by Access Bank, read this. Firstly, when you recharge directly from your bank, the phone number could have received the airtime, but the network service provider might fail to send you a confirmation message. So, if this happens, just check your airtime balance, if it has changed. If it hasn’t, then it means there’s an error somewhere. Just wait for a Max of 24 hours, the bank will refund your money back to your account.

Do I need a PIN to buy Airtime with the Code?

No! Unlike other USSD transactions, the Airtime purchase doesn’t need you to enter any PIN, when recharging your line. However, if you are recharging other phone lines, you will be required to enter your 4 digit PIN.

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Banking

Sterling Bank Transfer Code on Phone (USSD)

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Sterling Bank Transfer Code 2020 to other banks.

Hello there! Welcome to Financial Expert NG. Here, we will enlighten you on the topic above. After reading this, all you will need to do is just to proceed on your own. The guide is enough to teach you everything you should know about the topic.

Are you a new or an existing Sterling Bank Customer? If yes, this post is for you. We make a lot of financial activities or transactions everyday and of course, sending money is one of them. We buy goods, use services, pay bills etc. Name them. Each and everyone of it requires money. And that is why we need to make transfers.

Going to bank for deposits should never be an option for you after reading this article. Who does that in this century? Except you have cash at hand and need to deposit it. This is why banks have introduced USSD banking to their customers to enable them transfer funds to any bank making use of their mobile phone and network.

With the USSD banking, funds transfers are done within a snap. All you have to do is to dial a short code on your phone and you are good to go. It is called a transfer code. Now, You might be wondering what the Sterling Bank Transfer Code is. Not to worry, that was why this article was written in the first place.

In the next paragraph, we will reveal to you what the Sterling Bank Transfer code is and of course how to use the code to wire funds to any bank account in Nigeria. The destination bank can be a commercial bank, or even a microfinance bank. As long as it is registered as a Financial Institution by the Central Bank of Nigeria.

What is the Sterling Bank Transfer Code?

The Sterling bank transfer code is *822*Amount*AccountNo#. You can use this code to transfer money to other banks like Access Bank PLC, First Bank Nigeria, Guaranty Tesut Bank, Fidelity Bank, United Bank of Africa, to mention a few. Also, you can transfer funds from your Sterling Bank Account to another Sterling Bank Account in Nigeria.

Sterling Bank Transfer Code 2020

You would have noticed that the country ‘Nigeria’ has been mentioned repeatedly in the preceding paragraph. This is to signify that you cannot use this code to transfer funds to bank accounts outside Nigeria. The code works only for Nigerian Bank Accounts.

The Sterling Bank Transfer Code is exclusive for use to only Sterling Bank customers. That is, if you are not a Sterling Bank Individual account holder, you will not be able to make use of this code. If you want to use the Sterling Bank Transfer Code and you do not own an coount with the bank, just walk directly into a Sterling bank branch to open a new account or dial *822# on your phone to begin. Take note of this.

How do I authorise my Transfers with the Sterling Bank Transfer Code?

The Sterling Bank USSD service is very secure and does not permit fraudulent activities on its system. Therefore, every user will have to authorise his or her transfers with a PIN. Without this PIN, you will not be able to make any transfer via the USSD banking, because you will be asked to provide it at the point of confirmation. Entering a wrong PIN will make the transaction invalid.

So, you have to create your own Sterling Bank USSD banking PIN. It is a 4 digit number. I will be showing you how to create your own USSD banking PIN in two easy steps. Check the next line.

  • Using the phone number registered with your Sterling Bank Account, dial *822*1*NUBAN#.
  • Follow the on-screen prompts.

If you do not want to make use of this method, you can just dial *822#. You will be required to create a 4 digit PIN on your first transaction. Kindly use a PIN, you will easily remember for future purposes. It is not a One Time Password/PIN (PIN).

How to use the Sterling Bank Transfer Code to wire funds in Nigeria.

To transfer funds to Nigerian Bank accounts, follow the procedure below;

  • Making use of the phone number registered with your Sterling Bank account, simply dial *822*amount*AccountNo#.
  • You will be required to select the destination bank in the next page, Choose the bank you are sending the funds to.
  • Enter your 4 digit PIN.
  • If you do no tlike this procedure, dial *822# , select “Transfers” and follow the on-screen prompts.

Frequently Asked Questions on the Sterling Bank Transfer Code

What is the daily Transfer limit on the USSD service?

The daily transaction limit on the *822# banking service is a cumulative sum of hundred thousand naira N100,000. The limit on a single transfer is N20,000.

Do I need airtime on my phone to make use of this service?

Unlike other banks which require you have an airtime balance of N10 to use the USSD banking, Sterling Bank does not require that at all. You can perform your transfers with an airtime balance of N0.

I made a Transfer with the *822# code, but it failed and I was debited, please help! What do I do?

Don’t panic if this happens. It is just a system error and will be reversed in 24 hours time. However, if you are not credited within this period, call the contact centre on 07008220000. You can also send a mail to customercare@sterling.ng

What are the charges for Inter and Intra Bank Transfer

For intra-bank transfers, the charges are N21 (VAT included), per transfer. That is, if you are sending to other Sterling Bank customers, you will be charged N21 for each transfer. On the other hand, if you are transferring to other banks (inter-bank), you will be charged N52.50 (VAT included).

I misplaced my phone containing my number registered on the USSD banking, what should I do?

If this has happened to you, call the Sterling bank contact centre immediately on 07008220000 or quickly go to a branch nearest to you. The bank will freeze the USSD service on your account pending the time, your phone number is changed or retrieved.

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Banking

Access Bank Account Balance Code & App Methods 2021

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How to check Access Bank Account Balance.

Are you an Access Bank Customer and you need help in checking your account balance? Don’t be worried, this article will show you how you can check it using different channels. We will be showing you different methods so, if one doesn’t work for you, you can easily use another one. In fact, most of the methods that will be shown to you will only require your mobile phone. And some, will require you move out of your house.

This guide will help new Access Bank Customers who have no idea about the above topic and will need help from legit and verified sources. We won’t waste your time at all, We will go straight to why you are here. Let’s dive right in!

Channels for checking my Access Bank Account balance

We have discovered 3 major channels with which you can check your account balance. Some of these channels will require a fee from your account. We will specify which one of them belongs to this category.

  1. USSD Method.
  2. Mobile App Method.
  3. ATM/POS Method.

1. USSD Method.

This method is still one of the easiest ways to check your account balance. Reason being that, all you will need is your mobile phone and the mobile number which is linked to your Access Bank Account.

Just like the name implies, the USSD method will only be carried out by initiating a USSD session. How does that work? Just dial a short code on your phone. Continue reading to know what this code is and how to go about it. Follow the procedure below;

  • Using the phone number registered with your Access Bank Account, dial the short code *901#.
  • Enter option 1, which is “Check Account Balance”
  • If you have more than one account with the bank, select which of the accounts balance you want to check.
  • A message will be sent to you via SMS containing your account balance. Kindly note that a fee of N10 will be charged from your bank account.

Have it at the back of your mind that you have to register for the *901# banking before you will be able to Check your account balance via this channel. Enrol for the *901# quick banking is very easy. Only a few steps will be taken.

Access bank account balance codes

Firstly, dial *901# on the phone number registered with your Access Bank Account. Then select option 4 which is “Other Services”. It will take you to another page on the screen. Enter option 5; Reset PIN. You will be required to input the PIN you want to be using. It must be a 4 digit PIN. Then follow the on-screen prompts.

If you have already created this PIN before, you don’t have to go through this process again.

2. Mobile App Method.

This is still the easiest, fastest and costless way to check your account balance as long as you have a stable internet connection. It is costless because, unlike the USSD method,no fee will be charged from your account. That is, it is free!

To use this channel, you will visit the Google play store or iOS app store tto download the Access Bank Mobile App. Thereafter, you will login to your account making use of your registered email and phone number. You will also be required to create a password.

After successfully creating a mobile account, log in to your account with the User ID/Username. If you already have the app, then you do not need to do this anymore, just follow the process below to check your account balance.

  • Open the Access mobile App on your phone.
  • Sign in to your account with your User ID and password or with your biometrics(fingerprint).
  • Your account balance will be on your dashboard.

3. ATM/POS Method.

The aforementioned methods should be easier thank this new moths I will introduce. This is because for this method, you have to step out of your home and you do not even need your phone.

If you are using the ATM method, you will find the closest ATM outlet to you and go there with your Access bank debit card. Then, insert the card and enter your PIN. Follow the on-screen prompts to check account balance.

On the other hand, if you prefer the POS method, just go to a POS centre, and and tell the attendant that you want to check your account balance. He/she will ask for your ATM card and will offer you the service. Kindly note that the charges will be determined by the POS centre.

Frequently Asked Questions on How to Check Access Bank Account Balance

I tried to check my account balance with the USSD method, but I received a message “Unable to fetch account Details”, what should I do?

When you receive this message, two things could be the problem. One of them is when you Don’t have a strong network signal or the bank’s network is poor at the moment. Just wait for a while before you try checking again.

On the other hand, having an insufficient balance could also cause this. You should know by now that checking your account balance via USSD costs N10, so if you have less than N10 in your account, you will surely get this error message.

I used the 3 methods to check, but it didn’t go through, what could be the problem?

It is very uncommon to encounter this kind of problem. So if you have it, the best option will be to go to an Access Bank branch closest to you and complain to a customer care representative. The issue should be solved within a few minutes or days.

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